I Want.

As most PF bloggers are aware want is different to need. A 15 minute trip around a supermarket with my youngest is a prime example of want and need and not something I willingly do anymore !

I want to start another Open University course, but more importantly I need to. The children are getting older, there is more time and space for us as adults, but selfishly I need to acheive something for me. Even invest in me. Torn between a techie course or a social science course, the difference in cost will probably sway my decision.

The jewellery extra income will kick off for me after Easter I have been very busy planning, designing and yes spending on materials. Just discovered www.etsy.com - what a great place !

As for reclaiming my PPI with Cahoot, their first response was a 9 page letter from Abbey, the parent company, including a 14 point intrusive questionnaire asking everything they already know and not relevant to the claim. Second letter going off today.

I'm maintaining a positive frame of mind, even though the car will have to go in this week, I'm expecting a £300 bill, I'm staying close to my budgets, maybe not close enough, no extra snowflakes this month.