Just Maybe...

I just may have some good news, but I'm not revealing it until I see it. If it happens then a few stumbling blocks will be removed and I can step up a gear.

Stay tuned.....

Late

I'm going to be late with a card payment this month, I get paid on 29th, payment due 28th. I thought I was over this sort of thing, clearly not, all I can do is phone them this week and advise.
This has got to be the last time it happens.

While playing with my blog settings this morning I notice Adsense has decided to make the most of my Christmas ramblings about turkey. However I'm not sure that villas and cheap flights to Turkey are what my targets are ! I think some tweaking is needed, as the other ads I see are debt reduction companies, not something I approve of.

Where I belong !

If I don't blog I don't get anywhere - Fact. PF Blogs have a great inspirational and motivational effect on me, the minute I bypass this routine I start to detour. Two of my regular haunts No More Spending and Eliminate gently comment when I'm missing in action. It's always a heads up to where I should be :)

Thanks Ladies :)

Treading Water

January is a hard month, and I can feel things slowly slipping. Not quite out of control, but I'm treading water. Missed out on a few clicks on Quidco and Topcashback this month, played the lottery and clearly not won, been a bit slapdash with shopping. All these little things add up to stunting my progress.

I have to keep focussed if I'm to pay this Marbles card off by December and in effect rid myself of a third of this debt, it's so easy to fall off the debt free wannabe trail.

All my aspirations and intentions to improve my income by bettering my qualifications, restart my sideline hobby/business have had stumbling blocks. Financial ones. Kids need constant maintainence, ie haircuts, school uniform bits and pieces, youth club and football club subs. Just that little lot adds up to £70 in one week. That's not a weekly expense and comes round every month or two, and I know they are coming it's just I'm scrabbling around again.

I've always said it's the little things that make the big things happen, ie look after the pennies and the pounds look after themselves.

Slap round face with wet fish required.

Slice Of Pie Anyone ?

Where have I been ? Slicethepie . ( Not an affiliate link) Interesting relatively new site allows you to listen to unsigned new bands and artists, write reviews, get paid and if you think they rock invest in their future. If you ever fancied yourself as a music scout, are sick of manufactured trash, have a look. As you review tracks and score them your credibility as a music scout increases, as do your earnings.

I've been playing for 4 days. earnt a respectable £8 and enjoyed it. There's some real talent out there.

Warning it's highly addictive ! The about page explains it much better than me.
About Slicethepie

The Way Up

I'm guilty of faffing around for the last week, with the children not due back at school until this week, getting back into a routine has been hard, well not hard I just haven't been applying maximum effort. Been back at work for two days, which was nice to ease into, I guess I'd only be whinging if schools and work had all started at the same time.

Nothing will come of this sort playing around, so today is the (yet another) start of my renewed efforts to knock my debts on the head. Particularly those Marbles.

Whilst faffing I've also been thinking. I'm become increasingly eager to restart my jewellery making. I'm two minds wether to go the ebay route or develop a website/blog sales point. I suppose I could do both. It's just the ebay fees are high, although good for advertising.

Looking a little further ahead, this time next year both our children will be in secondary school. This leaves me able to get a job with longer hours equalling higher earning potential. Having been out of the job scene while attempting to run my own business, and having young children I guess I lack some skills. I've done some Open University, and some NVQ. I need to get some up to date qualifications if I'm to move up. I love my job, at the moment it's ideal, it fits around our family life, but it's a dead end job.

I've certainly got food for thought.